The Largest Independent Insurance Group in Alabama

Insurance to fit your budget and needs

Your One-Stop Shop for All Your Insurance Needs

At Alabama Insurance Agency & ALASTAR Insurance, we believe our greatest asset is the relationships we build with our clients. Our hands-on approach allows us to tailor insurance policies to fit your changing needs. Our state-of-the-art computer management system allows us to manage each account accurately and efficiently. As an independent insurance agency, we represent many of the top insurance companies in the country. These partnerships allow us to provide our clients with the most comprehensive insurance coverage at a competitive rate. As a full-service insurance agency, we look forward to the opportunity to work with you to provide the coverage, service, and pricing you deserve.
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​In the past 30 years what determines your insurance premium has undergone huge, complex changes. At one time car insurance premiums were based simply on your age, vehicle and driving record, but those days are over. Credit history and stability are becoming huge factors in your premiums in addition to claims history, home ownership, and prior insurance coverage. There are dozens of insurance carriers who want your business but their premiums to cover you can vary by hundreds of dollars for the same coverage.
  • Our Promise to You
Our agency makes sure our customers receive the best possible price, with full attention to the amount and type of coverage they are provided. We refuse to allow our customers to be insured with a second-rate insurance company that may not always provide the best in claims or service or may tend to offer future rate increases that are unreasonable.
We are dedicated to providing our customers with insurance to meet every need using only the best rated companies along with our years of experience. This combination works very well for our customers, and we appreciate each one.​
  • OUR ADVANTAGE 
If you call an insurance company directly to get a policy, you will only get one price and it may be way too high.  By using our agency, you will have the advantage of an independent insurance agent working on your behalf to find their lowest price for great coverage.
  • OUR LOWEST PRICE
Many people ask why an independent agent will get for you their lowest price. It is because our agents know that if they don't find you the best price you will look elsewhere for insurance. Like any other retail store an independent agency won't stay in business if they are selling products at a high price. 
  • ​OUR BEST COVERAGE
You may wonder if you are getting the best coverage they have to offer. This is what our agents are trained to do. Selling poor coverage will ultimately lead to you being dissatisfied in the event you have a claim.  If you are dissatisfied, then our agency loses a customer. Our agents depend on making sure their customers are satisfied and coming back year after year. Independent Agents know the difference between quality carriers and carriers that may not be there for you when you need them.
​WANT TO OPEN YOUR OWN LOCATION?
​Our turn-key operation is a one of a kind in the industry. We offer high commissions and renewal payout rates, as well as access to more than 50 competitive insurance companies.
JOIN OUR TEAM
Gene Ruggerio, President, and Allen Vest, Vice-President, invite you to schedule your own virtual/phone consultation in learning more concerning: how/what/when and most importantly why you should make the switch to being an independent agent today. Contact Gene or Allen at (205) 776-1680.
​Alabama Insurance Agency, Inc. and ALASTAR Insurance Agency, LLC has perfected the agency/owner model of managing and operating an Independent Insurance Agency. Our agents focus on client relationships, building a sales force, and operating a profitable agency in which they have an ownership interest. ​