Alabama Insurance Agency
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  • Get a quote
    • Make a Payment
    • Accessibility Statement
  • Locations
  • About Us
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The Largest Independent Insurance Group in Alabama

Insurance to fit your budget and needs

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Your One-Stop Shop for All Your Insurance Needs

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Personal Insurance
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  • OUR SECRET WEAPON
We believe that building strong relationships with our clients is our secret weapon. We take a hands-on approach to ensure that we provide insurance policies tailored to your ever-changing needs. With our state-of-the-art computer management system, we can efficiently and accurately manage each account. As an independent insurance agency, we have the privilege of representing some of the top insurance companies in the country. This means that we can offer our clients the most comprehensive and competitive insurance coverage available. We are a full-service agency that is excited to work with you to provide the coverage, service, and pricing that you truly deserve.
Over the past three decades, the factors determining your insurance premium have undergone massive, mind-boggling changes. Gone are the days when car insurance premiums were based solely on age, vehicle, and driving record. Nowadays, credit history and stability play significant roles in determining your premiums, along with claims history, home ownership, and prior insurance coverage. With numerous insurance carriers vying for your business, the premiums they offer for the same coverage can vary by hundreds of dollars.
  • OUR LOWEST PRICE
But fear not! Our agency promises to ensure that you receive the best possible price, taking into account the precise amount and type of coverage you need. We refuse to settle for second-rate insurance companies that may not provide the best claims or service, or worse, offer unreasonable rate increases in the future. We are committed to meeting all your insurance needs by partnering with only the highest-rated companies, utilizing our extensive experience to provide you with top-notch service. We value each and every one of our customers, and that's why this combination works wonders for us.
  • OUR ADVANTAGE
Now, let's talk about the advantages of working with us. If you were to call an insurance company directly to secure a policy, you would only receive one price, and it could be exorbitantly high. However, by choosing our agency, you gain the advantage of having an independent insurance agent tirelessly working on your behalf to find the lowest price for exceptional coverage. You see, our agents know that if they don't find you the best price, you'll simply take your business elsewhere. Just like any other retail store, an independent agency cannot survive if they're selling products at inflated prices.
  • OUR BEST COVERAGE
And rest assured, we always prioritize offering you the best coverage available. Our agents are trained to ensure that you receive nothing less. Selling subpar coverage would only result in your dissatisfaction in the event of a claim, and that's the last thing we want. If you're dissatisfied, we lose a valued customer. Our agents rely on ensuring that you're satisfied year after year, which is why they know the difference between carriers that provide quality service and those that may leave you hanging when you need them the most.
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​WANT TO OPEN YOUR OWN LOCATION?
​Our turn-key operation is a one of a kind in the industry. We offer high commissions and renewal payout rates, as well as access to more than 50 competitive insurance companies.
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JOIN OUR TEAM
Gene Ruggerio, President, and Allen Vest, Vice-President, invite you to schedule your own virtual/phone consultation in learning more concerning: how/what/when and most importantly why you should make the switch to being an independent agent today. Contact Gene or Allen at (205) 776-1680.

​Alabama Insurance Agency, Inc. and ALASTAR Insurance Agency, LLC has perfected the agency/owner model of managing and operating an Independent Insurance Agency. Our agents focus on client relationships, building a sales force, and operating a profitable agency in which they have an ownership interest. ​

JOIN OUR TEAM
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