The Largest Independent Insurance Agency Group in Alabama

Commercial Vehicle Insurance to fit your budget and needs

Low Cost Commercial Vehicle Insurance in Alabama
Do not waste your valuable time searching for great
Commercial Vehicle Insurance coverage at low rates. ​
​Let us do the searching for you for free!
When do I need Commercial Auto Insurance?
You need commercial auto insurance for any vehicle that your company uses for business purposes, any vehicle that has a commercial license plate or tag and any vehicle that is registered as a commercial auto.
You must also get commercial auto coverage if your employees will be driving or using vehicles in the course of doing business, whether making deliveries, driving people to the airport or running errands on behalf of the business.
If you use your vehicle for any of the following functions, you may also be required to get commercial coverage:
  • Using the vehicle to carry equipment
  • Transporting flammable or hazardous material
  • Transporting housekeeping equipment for business use
  • Using, carrying or transporting cranes, or a winch or plow
  • Hiring your vehicle out to tow other vehicles
  • Delivering any goods such as pizza or any form of wholesale or retail products
  • Delivering newspapers
  • Trucking and freight transportation
  • Transporting people as a chauffeur, limousine service or taxi service
Some situations and certain occupations may be covered under standard auto policies, but you should always ask our insurance agency if your vehicle use warrants a commercial policy.
​WANT TO OPEN YOUR OWN LOCATION?
​Our turn-key operation is a one of a kind in the industry. We offer high commissions and renewal payout rates, as well as access to more than 50 competitive insurance companies.
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Gene Ruggerio, President, and Allen Vest, Vice-President, invite you to schedule your own virtual/phone consultation in learning more concerning: how/what/when and most importantly why you should make the switch to being an independent agent today. Contact Gene or Allen at (205) 776-1680.
​Alabama Insurance Agency, Inc. and ALASTAR Insurance Agency, LLC has perfected the agency/owner model of managing and operating an Independent Insurance Agency,  Our agents focus on the client relationships, building a sales force, and operating a profitable agency in which they have an ownership interest.