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  • Our Promise to You
  • Get a quote
    • Make a Payment
    • Accessibility Statement
  • Personal Insurance
    • Personal Auto Insurance
    • SR22 Insurance
    • Home Insurance
    • Condo Insurance
    • Renters Insurance
    • Mobile Home Insurance
    • Farm Insurance
    • Home Warranty Appliances
    • Home Warranty Utility Lines
    • Vacant Property Insurance
    • Motorcycle Insurance
    • ATV Insurance
    • RV Insurance
    • Watercraft Insurance
    • Flood Insurance
  • Business Owners Insurance
    • Commercial Property Insurance
    • General Liability Insurance
    • Umbrella Liability Insurance
    • General Contractors Insurance
    • Builders Risk Insurance
    • Landlord Insurance
    • Artisan Insurance
    • Barber Shop Insurance
    • Hair Salon Insurance
    • Restaurant Insurance
    • Special Event Insurance
    • Surety Bonds
    • Workers Compensation
  • Commercial Vehicle Insurance
    • Dump Truck Insurance
    • Tractor Trailer Insurance
    • Motor Truck Cargo Insurance
    • Trailer Interchange Insurance
    • Tow Truck Insurance
    • Waste Haulers Insurance
  • Life Insurance
    • Final Expense Insurance
  • Locations
  • Join Our Team
  • Agent Login

Tow Truck Insurance to fit your budget and needs

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Low Cost Tow Truck Insurance

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​Tow truck insurance is different than your personal automobile insurance.  
​Just like needing insurance for your car, you need coverage for your flatbed and tow truck vehicles whether you own or lease them.
Tow truck insurance offers additional coverage by “On Hook Coverage” or damages to vehicles or watercraft being towed by one of your tow vehicles. 
A tow truck insurance policy will also normally include liability coverage for personal and property damage and personal injury protection. In addition, the tow truck insurance will also provide collision and comprehensive coverage such as fire and theft. Coverage options vary by company, and so you need to make sure that you review these options carefully with your licensed insurance professional.
Make sure your tow truck insurance includes:
  • Bodily injury liability. This is coverage for damages for which you are found responsible. Coverage limits up to $1,000, 000 are normally available.
  • Property damage liability. This coverage is for damages for which you or your employees are found responsible. Coverage limits up to $1,000,000 are normally available.
  • Personal injury. This coverage protects against lost wages, medical payments, and other expenses.
  • Other coverage to be considered would include garage keepers insurance, which protects the business in the event of damage to a vehicle parked at your garage or lot. We mentioned on the hook coverage earlier in the article which also should be seriously considered. 
  • Other options to discuss with our licensed insurance professionals include collision, fire and theft, and other types of comprehensive coverage available to your towing business.
​WANT TO OPEN YOUR OWN LOCATION?
​Our turn-key operation is a one of a kind in the industry. We offer high commissions and renewal payout rates, as well as access to more than 50 competitive insurance companies.
JOIN OUR TEAM
Gene Ruggerio, President, and Allen Vest, Vice-President, invite you to schedule your own virtual/phone consultation in learning more concerning: how/what/when and most importantly why you should make the switch to being an independent agent today. Contact Gene or Allen at (205) 776-1680.
​Alabama Insurance Agency, Inc. and ALASTAR Insurance Agency, LLC has perfected the agency/owner model of managing and operating an Independent Insurance Agency. Our agents focus on client relationships, building a sales force, and operating a profitable agency in which they have an ownership interest. ​