Alabama Insurance Agency
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  • Our Promise to You
  • Get a quote
    • Make a Payment
    • Accessibility Statement
  • Personal Insurance
    • Personal Auto Insurance
    • SR22 Insurance
    • Home Insurance
    • Condo Insurance
    • Renters Insurance
    • Mobile Home Insurance
    • Farm Insurance
    • Home Warranty Appliances
    • Home Warranty Utility Lines
    • Vacant Property Insurance
    • Motorcycle Insurance
    • ATV Insurance
    • RV Insurance
    • Watercraft Insurance
    • Flood Insurance
  • Business Owners Insurance
    • Commercial Property Insurance
    • General Liability Insurance
    • Umbrella Liability Insurance
    • General Contractors Insurance
    • Builders Risk Insurance
    • Landlord Insurance
    • Artisan Insurance
    • Barber Shop Insurance
    • Hair Salon Insurance
    • Restaurant Insurance
    • Special Event Insurance
    • Surety Bonds
    • Workers Compensation
  • Commercial Vehicle Insurance
    • Dump Truck Insurance
    • Tractor Trailer Insurance
    • Motor Truck Cargo Insurance
    • Trailer Interchange Insurance
    • Tow Truck Insurance
    • Waste Haulers Insurance
  • Life Insurance
    • Final Expense Insurance
  • Locations
  • Join Our Team
  • Agent Login

Hair Salon Insurance to fit your budget and needs

Low Cost Hair Salon Insurance

Why Hair Salons Need Business Insurance
Beyond making customers feel beautiful, salon owners have a broad range of responsibilities including managing professional staff, monitoring finances, purchasing, stocking, displaying hair, beauty, and grooming products, all of which can expose your business to unique risks. This is in addition to the usual issues most businesses deal with like workplace property damage or loss of important client files or other business records. 
Business Owner’s Policy
​Most hair salons have a Business Owner’s Policy (BOP). Why? Because it helps protect your beauty business in much the same way a homeowner’s insurance policy helps protect your home and personal possessions.
By combining three basic insurance coverages that are important to virtually every small business, including beauty salons, a Business Owner’s Policy (BOP) can help save you money while safeguarding the salon business you’ve worked so hard to build.
  1. General Liability – helps protect your hair salon from certain lawsuits alleging injuries or property damage that occurred as the result of your business operations, like if a customer falls and is hurt while in your salon or an employee spills hair color and ruins a customer’s purse or clothing. It even helps cover certain claims of slander and libel against your business. Business Liability does not cover liabilities directly arising out of the professional salon services you may provide.
  2. Commercial Property – helps protect the place where your run your hair salon and the tools and equipment you use to conduct business, like furniture, styling brushes, curling irons, and computers – whether you own or lease them.
  3. Business Income – helps cover the loss of income when you can’t run your salon business because of covered property damage.
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​WANT TO OPEN YOUR OWN LOCATION?
​Our turn-key operation is a one of a kind in the industry. We offer high commissions and renewal payout rates, as well as access to more than 50 competitive insurance companies.
JOIN OUR TEAM
Gene Ruggerio, President, and Allen Vest, Vice-President, invite you to schedule your own virtual/phone consultation in learning more concerning: how/what/when and most importantly why you should make the switch to being an independent agent today. Contact Gene or Allen at (205) 776-1680.
​Alabama Insurance Agency, Inc. and ALASTAR Insurance Agency, LLC has perfected the agency/owner model of managing and operating an Independent Insurance Agency. Our agents focus on client relationships, building a sales force, and operating a profitable agency in which they have an ownership interest. ​