Alabama Insurance Agency
  • One-Stop Shop for Insurance
  • Get a quote
  • Personal Insurance
    • Personal Auto Insurance
    • SR22 & SR22A Insurance
    • Homeowner Insurance
    • Condo Insurance
    • Renters Insurance
    • Mobile Home Insurance
    • Farm & Ranch Insurance
    • Home Warranty Appliances
    • Home Warranty Utility Lines
    • Vacant Property Insurance
    • Motorcycle Insurance
    • ATV Insurance
    • RV & Camper Insurance
    • Watercraft Insurance
    • Flood Insurance
  • Business Owners Insurance
    • Commercial Property Insurance
    • General Liability Insurance
    • Umbrella Liability Insurance
    • General Contractors Insurance
    • Builders Risk Insurance
    • Landlord Insurance
    • Artisan Insurance
    • Barber Shop Insurance
    • Hair Salon Insurance
    • Restaurant Insurance
    • Special Events Insurance
    • Surety Bonds
    • Workers Compensation
  • Commercial Vehicle Insurance
    • Dump Truck Insurance
    • Tractor Trailer Insurance
    • Motor Truck Cargo Insurance
    • Trailer Interchange Insurance
    • Tow Truck Insurance
    • Waste Haulers Insurance
  • Life Insurance
    • Final Expense Insurance
  • Make a Payment
  • Locations
  • Insurance Tips
  • Join Our Team
  • One-Stop Shop for Insurance
  • Get a quote
  • Personal Insurance
    • Personal Auto Insurance
    • SR22 & SR22A Insurance
    • Homeowner Insurance
    • Condo Insurance
    • Renters Insurance
    • Mobile Home Insurance
    • Farm & Ranch Insurance
    • Home Warranty Appliances
    • Home Warranty Utility Lines
    • Vacant Property Insurance
    • Motorcycle Insurance
    • ATV Insurance
    • RV & Camper Insurance
    • Watercraft Insurance
    • Flood Insurance
  • Business Owners Insurance
    • Commercial Property Insurance
    • General Liability Insurance
    • Umbrella Liability Insurance
    • General Contractors Insurance
    • Builders Risk Insurance
    • Landlord Insurance
    • Artisan Insurance
    • Barber Shop Insurance
    • Hair Salon Insurance
    • Restaurant Insurance
    • Special Events Insurance
    • Surety Bonds
    • Workers Compensation
  • Commercial Vehicle Insurance
    • Dump Truck Insurance
    • Tractor Trailer Insurance
    • Motor Truck Cargo Insurance
    • Trailer Interchange Insurance
    • Tow Truck Insurance
    • Waste Haulers Insurance
  • Life Insurance
    • Final Expense Insurance
  • Make a Payment
  • Locations
  • Insurance Tips
  • Join Our Team
Alabama Insurance Agency
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Low Cost Watercraft Insurance

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You should protect yourself against any scenario that you could potentially come across. If you sustain injuries from another boater or they damage your boat, you should have coverage if they are uninsured. ​
It's important to read through a policy and determine where you need added protection. Every policy and insurance carrier is different. Ask one of our insurance agents about your coverage options so you can plan for future expenditures.
What Is Boat Insurance?
Boat insurance covers damage to your boat, motor, trailer, and personal items in the boat. It protects the boat owner against liability lawsuits and medical payments. Boat insurance protects most watercrafts with engines including small fishing boats, powerboats, houseboats, yachts, and pontoons. 
It's important to note that your boat is not covered by homeowners insurance. 
What Does Boat Insurance Cover?
The boat insurance coverage includes: 
  • Collision damage
  • Property damage liability
  • Bodily injury liability
  • Comprehensive coverage
Additional coverage options
Boat insurance provides a significant amount of protection and each form of coverage adds protection in certain scenarios. 
There are all sorts of add-on coverage that you can include on a boat insurance policy. 
Add-on boat insurance cover options include: 
  • Roadside assistance
  • Personal property protection
  • Fishing equipment
  • Medical payments
  • Oil spills
  • Damage to a dry dock
  • Uninsured coverage
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JOIN OUR TEAM
Alabama Insurance Agency, Inc. and ALASTAR Insurance Agency, LLC has perfected the agency/owner model of managing and operating an Independent Insurance Agency,  Our agents focus on the client relationships, building a sales force, and operating a profitable agency in which they have an ownership interest. 

WANT TO OPEN YOUR OWN LOCATION?
​Our turn-key operation is a one of a kind in the industry. We offer high commissions and renewal payout rates, as well as access to more than 50 competitive insurance companies.
Want to know more?


Gene Ruggerio, President, and Allen Vest, Vice-President, invite you to schedule your own virtual/phone consultation in learning more concerning: how/what/when and most importantly why you should make the switch to being an independent agent today. Contact them at (205) 776-1680.